Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze over. So, just to test how knowledgeable you are about this important but unsexy topic, see how many … [Read more...] about How to minimise being underinsured
If you own a business, it's essential to have a variety of insurance policies to safeguard your operations, assets, and employees. However, figuring out the appropriate type and level of coverage can be complex and getting it wrong could be costly. This is where an insurance broker can be … [Read more...] about Does my small business need an insurance broker?
Cyberspace has become a battleground. $97,200 is the average loss per cybercrime for medium businesses. This compared to $71,600 for large organisations and $46,000 for small businesses. Cyber incidents are now considered the top risk facing businesses globally. - (ACSC annual report July 2022 - … [Read more...] about Cyber Protection Insurance
With Christmas fast approaching, it is often the busiest and most stressful time of the year for many businesses. While we rejoice for the increase in customers and sales, the increase in activity can mean extra risk for your business. Now is the time to check in to ensure you have enough financial … [Read more...] about Business Insurance over the festive season
It is that time of the year again, La Niña event is imminent. La Niña brings an increase in rainfall which in turn increases the risks of flooding and water damage to properties. The bad news is that the chances of a flood-inducing La Niña system forming this year have risen, yet again. According … [Read more...] about La Niña likelihood increases
Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors to ongoing charity work, volunteers are often the most important part of your organisation, and they need to … [Read more...] about What is Volunteer Insurance?
Mistakes can happen. If your business is found liable for negligence, the costs can be financially devastating. Not only could you be subject to an expensive lawsuit, but your business’s hard-earned reputation may be damaged as a result. Professional Indemnity insurance is mandatory in some … [Read more...] about Why do I need Professional Indemnity insurance?
Conflicts arising from the workplace have become increasingly common, in particular with current market conditions affected by the global pandemic. SMEs are subject to legal action which can be financially devastating for both the business and its executives. The need for Management Liability … [Read more...] about Why is Management Liability insurance important for your business?