Third Party Property Damage and Public Liability
We are industry leaders with over 15 years’ experience insuring Taxi’s Australia Wide.
Our experience means that we understand the Insurance requirements and constraints of the Taxi Industry and recognise the covers and benefits that matter.
What Taxi cover is available?
Third Party Property Damage Insurance
Third-Party Property Damage Car insurance, also known as third party, provides cover for damage caused by the use of your Taxi to someone else’s vehicle or property.
This cover is different to Compulsory Third-Party insurance (CTP).
Public Liability Insurance
Whatever the size and shape of your business, you have a duty of care to prevent harm or damage to all people and property you or your employees come into contact with during the course of business. Try as you might to prevent these incidents, they’re often beyond your control. They may not even be your fault. But they could cost your business millions if you don’t have the right cover.
Public Liability insurance, helps to protect your business in the event a claim for compensation is brought against you by a Third Party for injury or damage arising out of the course of your business. This could include Legal Costs.
Public Liability Limits can be $10,000,000 or $20,000,000.
Who is the Insurer?
QBE Insurance Australia are the underwriters for the Motor Insurance and Public Liability Taxi Cover. You can visit their website www.qbe.com/au
How much does it cost?
There are many factors that influence the premium applied to your policy, these include Accident and Claims Experience of the Owner and Drivers, Driving Conviction History and State Taxes.
|Motor Vehicle Third Party Property Damage:||Premiums* start from $550.00|
|Public Liability:||Premiums* start from $250.00|
*Premiums include state taxes, GST and Broker Fee.
What is the excess?
Third Party Property Damage:
Excess options start from $5,000
Additional Excess applies when:
The following documentation is required to lodge a claim with QBE: