The leading experts in commercial and residential building insurance across Victoria
At Arcuri & Associates, we have been assisting our clients with home building and commercial building insurance in Victoria for over 40 years and our track record speaks for itself. During that time, we have provided our clients with guaranteed service, security and satisfaction and as a result, many of our clients have enthusiastically recommended our services to their family, friends and business colleagues. Our highly skilled and dedicated insurance brokers can help you understand the risks you may face as a property owner, design a tailored insurance package that covers what is most important to you and we will help you to understand all the details included in your policy before you sign on the dotted line. If you are unsure of what you need for your commercial property or home building insurance in Melbourne, we are happy to answer any questions you may have, so get in touch with our friendly team today.
Understanding the different types of building insurance
Commercial building insurance in Victoria will greatly reduce liability and protect your business from heavy debt and potential insolvency. If you have owned a home but not owned a business before, you also may not realise there are some core differences between covering a commercial property and a residential building with insurance in Melbourne. If you are not covered correctly, there could be negative consequences. Here is some information to help you understand the differences between the two and to ensure you are better informed when you are also considering other types of insurance.
Commercial building insurance in Victoria
Commercial building insurance is a type of insurance policy that covers the physical location and equipment of your business. It helps you pay for the cost of repairs or replacement if your commercial building is damaged or destroyed by fire, theft, vandalism or other perils, however a number of levels of cover are optional, such as theft, money and glass. Commercial building insurance is suitable for owners or tenants of buildings that operate as commercial premises, such as shops, offices or factories. The insurance premiums you pay for your commercial building insurance in Victoria can also vary depending on the type of business you own or what the property is used for.
Building insurance in Victoria
Building insurance or ‘home only insurance’ is an insurance policy designed to help cover the costs of repairing or replacing your property in the unfortunate event when your property is damaged, vandalised, broken into or destroyed. Building insurance can provide cover for your home and its permanent fixtures, such as your roof, ceiling, walls, floors, doors, windows, built-in cabinets and cupboards, including theft, money and glass. It is important to understand the policy limits (such as with jewellery) to ensure that the policy meets your needs.
Why building insurance is important
Your home or business property is an important asset, whether sentimentally or financially. However, there are many potential risks and unanticipated events that can ruin the hard work and progress that you as a home or business owner have put into your property. This is why it is imperative for all homeowners and owners of commercial properties to ensure they are thoroughly protected by their insurance policies.
We can broker residential and commercial building insurance Victoria wide
At the end of the day, building insurance for homes or commercial properties is indispensable because it can take a weight off your shoulders knowing that you won’t have to pay exorbitant amounts of money in the event that something happens to damage or destroy your property. There are a multitude of different kinds of insurance options out there for your home or business and it can be difficult to know where to start. This is where our Arcuri & Associates brokers can help to make the process straightforward and uncomplicated. Don’t waste your precious time and energy trying to find and compare different policies. Our business focuses solely on insurance, therefore we are familiar with what is available in the market in terms of policies and we have never worked for any one insurance provider. You can rest assured we only have your needs and best interests in mind and we will work with you in order to adequately secure your investment with an insurance policy that ticks all the boxes in terms of coverage. If you are ready to talk about commercial or residential building insurance for your Melbourne property, get in touch with us today.